Business of VO – New Year’s Day – Retirement

Happy New Year!!! It’s 2019 – make it your best boss year! The BOSSES are here to help you plan for success and a major component of any good business is sound financial planning. This includes retirement! This is a topic rarely explored in the voiceover world but it's one you should be thinking about and actively planning for. It’s never too soon or too late to start.



Takeaways

Quick Concepts from Today’s Episode

  1. Retirement planning includes many components: life insurance, IRAs, 401K, mutual funds and more.

  2. A financial advisor is a great way to start the process. They act as a partner and guide.

  3. SAG AFTRA actors are better primed for retirement via the union.

  4. Max out your annual investments to off-set taxable income.

  5. SEP IRAs are great ways to build wealth as a business owner.

  6. If you have a portfolio via a previous employer, you should know how to continue to add to it.

  7. When you’re not working anymore – how are you going to get that income that sustains you now?

  8. When you are younger, invest aggressively, and as you get older you decrease the risk tolerance on your investments.

  9. Try to let investments be long-term. Don’t babysit them closely or allow day to day ups and downs to bother you.

  10. Invest early if you can. Even a few hundred dollars can be a great start.

  11. Deduct investment savings automatically so you get used to it being a regular bank transaction, weekly or monthly.

  12. You don’t need to have lots of money to begin working on retirement planning. You can start with zero money and begin by making a plan.

  13. A financial advisors job is to help you grow wealth. They don’t expect that you are wealthy already.

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One day, I will retire…but it’s not today. #VOBOSS Click To Tweet

You don’t need to be wealthy to build wealth. #VOBOSS Click To Tweet


Referenced in this Episode

Direct links to things we brought up ++

  1. Retirement options for Freelancers – Fidelity

  2. Retirement options for the Self Employed – Nerdwallet

  3. Freelancer Saving’s Plans – Forbes

  4. Recorded on ipDTL


Full Episode Transcript

>> Today’s voiceover talent is more than just a pretty voice.

>> Pretty voice.

>> Pretty voice.

>> Pretty voice.

>> Today’s voiceover talent has to be a BOSS.

>> BOSS.

>> A BOSS.

>> A BOSS.

>> Join us each week for business owner strategies and success with your hosts Anne Ganguzza and Gabrielle Nistico, along with some of the strongest voices in our industry.

>> Rock your business.

>> Rock your business.

>> Rock your business.

>> Like a BOSS.

>> Like a BOSS.

>> Rock your business like a BOSS.

>> Rock your business like a BOSS.

>> A VO BOSS.

>> A VO BOSS.

>> A VO BOSS.

Anne: Welcome, everybody, to the VO BOSS podcast. I’m your host, Anne Ganguzza, along with my Happy New Year cohost, Gabby Nistico. Hey Gabby.

Gabby: Hey! Happy New Year!

Anne: Yay! Happy New Year! I always love the beginning of a new year, Gabby. [sighs] It’s like —

Gabby: Something very refreshing or cleansing about it. Yeah.

Anne: It’s the start of an amazing year. I get so pumped up at the beginning of the year, just thinking about “oh yeah! I’m gonna do this for my business, and it’s gonna, it’s just gonna grow and improve!” and I have all sorts of wonderful, happy success manifest feelings about it. [laughs]

Gabby: Wow.</